Articles by "Credit"

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Showing posts with label Credit. Show all posts

In times of urgent need of cash when your bank balance is low, credit card comes as an helping hand. They help you buy goods and services almost anywhere and anytime. One of the greater charms of using credit cards are that, they are hassle free, easily accessed, and less time-consuming compared to normal format of applying for loans. But there can be an occasion, that you want to use your credit card in emergency, however, cannot do so because you are blocked. Invalid credit card can be due to various reason and requires attention. It is very important be aware of various steps that can help you unblock your credit card.

Let’s understand, various situation to why your credit card was blocked and what can be done in such scenarios. 

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)
Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

1. Over utilization 

Generally, the lowest credit card has a transaction limit of Rs 25,000 a month for every individual. There are host of categories in credit cards like classic, premium, gold, etc. and their transaction limit is different. The higher is your credit card, for instance gold or premium - then the higher will be your usage limit in a month.

However, not many are aware that their credit cards can be blocked on over utilization. For instance, you continue to swipe and exhaust the limit of the credit card, then it will be blocked. 

What can be done?

When the card is blocked in this case, you can unblock by making the payment of the amount used. However, making payment of the amount used will not be an ideal situation for many citizens, as the idea behind using the credit card in the first place was because they were out of cash.

Thereby you should always keep a check of your credit card limit and balance. 

For instance at SBI: To know your available limit, SMS AVAIL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

To know your total outstanding, SMS BAL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

2. Irregular payments! 

While one just thinks of credit card usage in emergency basis, the real problem occurs while repaying the debt. Often a new customer has not pre-planned on how to repay dues of this card. If they missed the deadline to make repayment of debt or even minimum amount then their card will blocked.

What can be done?

One has to make an immediate payment! Banks allow you to make payment of total outstanding balance or total amount due or minimum amount due for unblocking your credit card.

For example, if you credit card limit is Rs 25,000 and you have made a transaction of Rs 19,000 on January 1, and you missed the deadline for first installment. Then you can either pay entire Rs 19,000 dues along with interest depending upon banks or just pay minimum amount due which will vary from Rs 1,000 to Rs 3,000. The moment you follow this procedure, you are free to access your credit card once again and continue repaying your debts.

3. Payment default on 3 transactions. 

First payment default is still not much burdensome, if you continue to default on three payments. Then, your debt will continue to rise due to interest levied by banks. Meantime, your credit card will be blocked until any payment is achieved. 

This will also hamper your credit history. Such would drag down your credit score and even your chances for availing any kind of loans like personal, home or vehicle in future. 

What can be done? 

The procedure to come out of this trap is also same like the first defaulting case. Either make immediate payment of outstanding balance or minimum amount dues or total amount dues. 

4. Between 4-6 payment default! 

Despite repeated reminders, if you still continue to not pay your credit card dues, then your card will be permanently withdrawn from banks. In short, they will be made invalid. 

What can be done?

Firstly, make the payment of the entire debt amount at your bank. After completing this process, you will have to contact your bank customer care number or visit branch, for registering your credit card so that it can be re-activated.

This will take a long process, as banks will review your request and consider your past history. Chances for re-activating your credit card will be limited in scenario.

5. Written-off accounts!

SBI on its website says, “In case your SBI Card account has been written-off, credit facility on your card will be permanently withdrawn and cannot be re-activated.”

This scenario takes place, when you have defaulted for six-consecutive payments. 

What can be done?

Most bank allows you to re-apply for a new credit card. In case of SBI, the bank says to apply afresh for their Unati card only after due diligence. 

These terms are - that you have to pay complete outstanding balance of your card. Secondly, you must be an account holder of that bank and finally you must have an term deposit account with SBI.

By having a term deposit account with SBI, will also mean that it will be kept under Card’s lien during the tenure of credit card.

In case of written-off, after paying the entire dues you can request for clean-up of your CIBIL status which increases the possibility for future credits. The process generally takes 45-60 days. 

6. Suspicious activity! 

Many banks follow a very stringent method to ensure that your credit card remains safe and secured. Hence, if there is any suspicious transactions, the banks have the power to proactively block your card in order to protect you from further misuse. These suspicious activity can be anything, for instance your card is lost or someone has hacked your internet banking or misused your phone number.

Also, if you have received a transaction alert which you have not carried, then it is advisable by the bank to block your card immediately. 

What can be done?

If you have received any message for unauthorised transactions, then you can block your card by calling the helpline number of your bank. For instance at SBI,  block your card SMS BLOCK XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791 or call our helpline 18601801290/39020202 (prefix local STD code).

If the bank blocks your card, then you will have to call helpline number to re-activate the card with new password or else apply for a new card.

7. Non-receipt of KYC documents! 

Government and RBI are very serious about having adhere KYC norms for securing your datas and ensure transparency in your financial transactions. 

As per RBI, it is required for all credit card customers to comply with ’Know Your Customer (KYC)’ norms and provide requisite information and documentation periodically. In case you fail to do so, your card may be temporarily deactivated for usage.

What can be done?

For activating your credit card, you must first submit all the required documents to your bank. 

These documents are - Aadhaar card, passport, voter’s card, driving license, PAN Card and also some banks take in form 60, passport size photographs.

You must submit a duly signed KYC renewal declaration form.

8. Permanent closure! 

There can be situation where you just do not want to continue using your credit card. This arises especially in the case, where repayment of dues become a major concern. Hence, the card holder puts a request for deactivating the credit card.

What can be done?

You can re-activate your credit card as per your bank’s terms and condition once again, after voluntarily block. Some banks allow you to log a request, however, it must be done in a specified time. For instance, SBI allows to re-activate credit card only within 3 months of blocking.

Hence, if you are credit card holder and are facing blocking issues, then remember the above mentioned pointers for your financial needs.

bingगूगल को टक्कर देने के लिए माइक्रोसॉफ्ट अब कंपनी ने अब सर्च करने पर यूजर्स को पैसे देगी। बिंग सर्च इंजन यूज करने पर माइक्रोसॉफ्ट पॉइंट के तौर पर रिवॉर्ड देगा जिसे पैसे में तब्दील किया जा सकता है। माइक्रोसॉफ्ट के रिवॉर्ड प्रोग्राम की शुरुआत के तहत यूजर्स को Bing से सर्च करने पर इनाम दिए जाएगा। हालांकि मीडिया रिपोर्ट्स के मुताबिक अभी यह सुविधा सिर्फ यूनाइटेड किंगडम में ही लॉन्च होगी। 
रिवॉर्ड पाने के लिए यूजर्स को अपने माइक्रोसॉफ्ट अकाउंट से बिंग में लॉगइन करना होगा। इतना ही नहीं, अगर यूजर्स माइक्रोसॉफ्ट के वेब ब्राउजर ऐज यूज करेंगे तो प्वॉइंट्स डबल हो जाएंगे। यानी माइक्रोसॉफ्ट ने अपने ब्राउजर को भी एक पुश दिया है। लेवल 1 यूजर्स रोज 10 चीजें सर्च करके 60 पाइन्ट्स कमा सकेंगे। वहीं 500 पॉइन्ट्स तक पहुंचने पर आप लेवल 2 के मेंबर बन जाएंगे और रोड बिंग सर्च से 150 पाइन्ट्स कमा सकेंगे।
माइक्रोसॉफ्ट के मुताबिक बिंग पर किए गए सर्च कंप्यूटर और मोबाइल दोनों में किए जा सकते हैं। सर्च लिमिट हर दिन रिसेट किए जाएंगे यानी दूसरे दिन फिर से प्वॉइंट कलेक्ट किए जा सकते हैं। फिलहाल दुनिया भर में सर्च इंजन बाजार में 77.98 फीसदी शेयर के साथ गूगल नंबर-1 पर है। बिंग 7.8 फीसदी के साथ दूसरे नंबर पर है, जबकि चीन का सर्च इंजन Baidu तीसरे नंबर पर है।

Motorola Moto Z2 Play Review [With Video]: With Moto Mods, It’s the Real Flagship Killer

Moto Z phones along with Moto Mods were a welcome break from the regular spec sheet race last year. While the ‘modular’ Moto Z series phones are competitively priced, Moto Mods are expensive. To this, Managing Director of Motorola Mobility India Sudhin Mathur said, “Innovation comes at a price. You decide whether you want more RAM or something really new and innovative.”

While the older Moto Z Play smartphone is still selling for Rs 24,999, the second generation, Moto Z2 Play, offers a better design and upgraded hardware for the price of Rs 27,999. Both the Moto Z Play phones essentially focus on the overall "modular" experience in a budget rather than just a mere spec-sheet comparisons. So, what can a first-time Moto Mod user expect and should Moto Z Play users upgrade to the latest edition? Let’s find out in this review. 

अगर आपको भी भरना है इनकम टैक्स रिटर्न्स तो रखें इन 10 बेसिक बातों का ध्यान
भारत में इनकम टैक्स रिटर्न्स भरना हमेशा से ही टेढी़ खीर माना जाता रहा है लेकिन नोटबंदी और नए आयकर कानूनों के बाद इसे लेकर लोगों में और भी ज्यादा भ्रम है। वित्त मंत्रालय और आयकर विभाग ने करदाताओं की सुविधा के लिए इनकम टैक्स रिटर्न्स (आईटीआर) फॉर्म को पहले से आसान बना दिया है। सबसे बड़ी दुविधा यही है कि किसी टैक्स रिटर्न भरना चाहिए किसे नहीं। जिन लोगों की सालाना आय इनकम टैक्स छूट की थोड़ी-बहुत अधिक होती है वो इसे लेकर खास गफलत में रहते हैं। कुछ लोगों को लगता है कि चूंकि उनकी आय पर टीडीएस (टैक्स डिडक्टेड एट सोर्स) कट चुका है इसलिए उन्हें आईटीआर भरने की जरूरत नहीं है।
1- इनकम टैक्स रिटर्न किसे भरना है, किसे नहीं? – सरल शब्दों में कहें तो आयकर कानून के अनुसार जिस किसी की भी कुल कर योग्य आय छूट की सीमा से अधिक है उसे आईटीआर भरना चाहिए। सामान्य नागरिक को 2.5 लाख रुपये सालाना आय तक टैक्स छूट है यानी एक साल कुल इतनी आय वाले नागरिकों को आईटीआर भरने की जरूरत नहीं है। वरिष्ठ नागरिकों (60 से ऊपर) को तीन लाख रुपये की सालाना आमदनी पर टैक्स छूट प्राप्त है। वहीं अति-वरिष्ठ (80 साल से अधिक) उम्र के नागरिकों को पांच लाख रुपये तक की आय पर टैक्स छूट प्राप्त है।
याद रहे कुल कर योग्य आय में एचआरए, भत्ता और एलटीए इत्यादि के मद में मिलने वाला राशि नहीं जोड़ी जाती है। लेकिन 80-सी, 80-डी, 80-टीटीए के तहत मिलने वाली छूट की राशि जोड़ी जाती है। मान लीजिए आपकी सालाना आय तीन लाख रुपये है। आपको एचआरए एवं अन्य भत्तों के तौर पर 20 हजार रुपये मिलते हैं। वहीं 40 हजार रुपये आपने 80-सी के तहत मिलने वाले छूट के तहत जमा कर रखे हैं। आपके सालाना तीन लाख रुपये में से 20 हजार निकाल दें तो भी आपकी कुल आय हुई 2.80 हजार रुपये यानी आपकी कुल आय टैक्स छूट की सीमा से अधिक हुई इसलिए आपको आईटीआर भरना होगा।
2- आईटीआर भरना है तो?- अगर आपको आईटीआर भरना है तो अगला जरूरी कदम आपकी आय पर काटे गए टैक्स की जांच करना है। अगर आप नौकरी करती हैं तो आपकी उपभोक्ता कंपनी आपकी आय पर काटे गए टैक्स का विवरण फॉर्म 16 में देती है। ऑनलाइन अपने पैन खाते में जाकर फॉर्म 26-एएस देख सकते हैं कि किन अन्य मदों में आपका किस मद में कितना टैक्स काटा गया है। अगर किसी ने आपसे टैक्स काटा है लेकिन पैन खाते में उसका विवरण नहीं है तो इसका मतलब उसने इसका ब्योरा आयकर विभाग को नहीं दिया है। इनकम टैक्स आईटीआर भरे जाने के बाद आपके द्वारा दी गई सूचना का फॉर्म 26-एएस में दी गई राशि से मिलान करता है।
3- कौन सा फॉर्म चुनें?- आईटीआर भरने से जुड़ी बड़ी मुश्किल इसके लिए उचि फॉर्म के चुनाव की भी है। आम तौर पर लोग समझ नहीं पाते कि उन्हें कौन सा फॉर्म भरना चाहिए और गलत फॉर्म भरने के कारण कई बार उन्हें परेशान होना पड़ता है। हम आपको फॉर्म के चयन के बारे में बेसिक बातें बता रहे हैं। आईटीआर फॉर्म को लेकर दुविधा की स्थिति में किसी जानकार या विशेषज्ञ से उचित फॉर्म के बारे में पूछ लें।
आईटीआर 1 या सहज- सैलरी या पेंशन से होने वाली आय, एक घरेलू संपत्ति से होने वाली आय, ब्याज इत्यादि से होने वाली आय के लिए इस फॉर्म का प्रयोग करते हैं। अगर आप की कुल आय 50 लाख रुपये सालाना से ज्यादा है। आपके पास विदेशी संपत्ति है। कृषि आय से होने वाली आय पांच हजार रुपये से ज्यादा है। अगर आप कारोबारी हैं। अगर आप एक से ज्यादा हाउस प्रॉपर्टी से कमाते हैं तो इस फॉर्म का प्रयोग न करें।
आईटीआर-2- सैलरी या पेंशन से होने वाली आय, घरेलू संपत्ति से होने वाली आय, ब्याज इत्यादि से होने वाली आय, विदेशी संपत्ति में साझेदारी, पांच हजार रुपये से अधिक की सालाना कृषि आय। अगर आपका कारोबार है या आप स्वतंत्र पेशेवर हैं तो इसे न भरें।
आईटीआर-3- किसी व्यक्ति या अविभाजित हिंदू परिवार के सदस्य को कारोबार, पेशे से होने वाली आय के लिए ये फॉर्म भरना होता है। इसमें हाउस प्रॉपर्टी, सैलरी, पेंशन और दूसरे स्रोतों से होने वाली आय भी शामिल होती है। अगर आपने पूर्वानुमानित टैक्स भरने का विकल्प चुना है तो इस फॉर्म का इस्तेमा न करें।
4- नोटबंदी में पैसे जमा किए हैं – अगर आपने नोटबंदी के बाद दो लाख रुपये से ज्यादा की राशि अपने बैंक खातों में जमा की है तो आपको अपने आईटीआर में इसकी जानकारी देनी होगी। इनकम टैक्स ने पहले ही नोटबंदी के बाद बैंकों में नकद जमा करने वालों से जुड़े ब्योरे (नाम, पता और पैन) इकट्ठा कर लिए हैं। अगर आप द्वारा भरे गए आईटीआर और इनकम टैक्स की जानकारी में कोई विसंगति नजर आएगी तो आपके घर नोटिस पहुंच सकती है। किसी तरह का गड़बड़ी पाए जाने पर 50 प्रतिशत से 200 प्रतिशत तक का जुर्माना लग सकता है।
5- सावधि जमा के ब्याज पर कर- करदाताओं अक्सर इसे लेकर भ्रमित रहते हैं कि सावधि जमा (फिक्स्ड डिपॉजिट) टैक्स छूट मिलने का मतलब उस पर मिलने वाला ब्याज भी कर मुक्त होता है। 80-सी के तहत सावधि जमा पर टैक्स छूट है लेकिन फिक्स्ड डिपॉजिट पर मिलने वाले ब्याज पर कर छूट नहीं है। यानी आपने जितने भी फिक्स्ड डिपॉजिट या किसान विकास पत्र इत्यादि 80-सी के तहत लिए हैं उन पर मिले ब्याज का अपने आईटीआर में ब्योरा दें।
6- आधार कार्ड और पैन- अगर आपके पास आधार कार्ड है तो आईटीआर में इसका विवरण जरूर दें। सुप्रीम कोर्ट ने केवल उन लोगों को आधार संख्या देने से छूट दी है जिनके पास ये नहीं है। अगर आपके पा आधार है और आपने अपने पैन से इसे नहीं जोड़ा है तो ये कानूनी अपराध होगा।
7- नौकरी बदली है- अगर आपने नौकरी बदली है तो आईटीआर में पिछली कंपनी से होने वाली आय को बताना कत्तई न भूलें। कंपनियां अनुमानित आय के आधार पर टीडीएस काटती हैं लेकिन आखिरकार आपकी साल की कुल आय के आधार पर ही आपकी टैक्स देनदारी तय की जाएगी।
8- विदेशी खाता और विदेशी संपत्ति धारक- आपके पास कोई भी विदेशी बैंक खाता है तो इसकी जानकारी जरूर दें। अगर आप किसी विदेशी संपत्ति की प्रत्यक्ष या परोक्ष लाभार्थी हैं तो इसकी जानकारी जरूर दें।
9- 50 लाख रुपये सालाना से ज्यादा आय- अगर आपकी सालाना आय 50 लाख रुपये से ज्यादा है तो आपको आईटीआर भरने में ज्यादा मशक्कत करनी होगी। आपको अपनी समस्त भौतिक संपत्तियों का ब्योरा आयकर विभाग को देना होगा। आपको अपनी समस्त वित्तीय संपत्तियों के बारे में भी आयकर विभाग को बताना होगा।
10- अंतिम तारीख का रखें ख्याल- आईटीआर 31 जुलाई से पहले भरें। ऐसा न करने पर आप पर पांच हजार रुपये तक तक का जुर्माना लग सकता है। आयकर विभाग पहले पिछले दो सालों का आईटीआर भरने की सुविदा देता था लेकिन अब बदले हुए नियमों के तहत पिछले एक साल का आईटीआर ही भरा जा सकता है।

google docs to wordpressWe love WordPress, but it can also be frustrating sometimes when it doesn’t work flawlessly with another platform or integration. A lot of you are business owners and bloggers which have to deal with content creation for your sites on a regular basis. More often than not this is done via Google Docs because it is super easy for people to share drafts and collaborate in real-time for free. However, when it comes to moving from Google Docs to WordPress, this is where things get messy, as much of your formatting is lost or breaks. And it soon becomes a WordPress publisher’s nightmare. Check out these four tricks to help make working with Google Docs and WordPress a little easier.

The Issue With Google Docs and WordPress

It is no question that Google Docs is probably one of the most popular platforms when it comes to online document sharing and editing. Microsoft Office 365 is really its only competitor. In fact, if we take a look at Google Trends for “Google Docs,” you can see that over the past 5 years interest around it has been steadily increasing. Google Docs is completely free to use and that is why it has become a popular tool for content creators, bloggers, and writers.

google docs trendsGoogle Docs trends
So let’s dive into the real issue. Let’s say you hire a writer to put together an article for your blog. They put together the draft in a Google Doc and send you a link so you can take a look and approve it. Perhaps you make a few edits and then are ready to move it into your WordPress site. Typically you would simply copy and paste the contents from your Google Doc into the WordPress visual editor. But what happens, in reality, is that this results in all sorts of formatting issues.
Below is an example Google Doc we are going to use. So we select all the content and copy it to our clipboard.

Google Doc example
We then go over to our WordPress editor and paste it. The first issue you have is that typically there will be extra line breaks in-between paragraphs, even though in the Google Doc there is literally only one line break.

google doc exampleGoogle Docs to WordPress spacing issue
Google Docs to WordPress spacing issue
It gets worse though, if we take a look at the text and or code view of it, here is what it looks like. You can see that all of this extra unecessary code is being added.

google docs to wordpress span style font weight 400
Google Docs to WordPress span style issue
Extra lines breaks are being added inserting this code.
When you copy from Google Docs to WordPress it creates extra span styles everywhere.
<span style="font-weight: 400;"> </span>
When you copy from Google Docs to WordPress and have lists it creates extra font-weights styles.
<li style="font-weight: 400;">
So basically you are left with a mess in your code. And even if you ignore the code, which you shouldn’t, you would still have the line breaks everywhere. On a 2,000+ document this is a lot of backspacing to be done to fix it. And your are still left with underlying code which really should be fixed. This is a huge waste of time. It can also affect your performance. Yes, it is at a very minimal level, but even HTML makes up your overall total page weight. So what can you do about it? Well, follow the tricks below.
Note: It is important to know that Office 365 Word doesn’t have the same issue with span styles and font weight. However, it still has the spacing issues when copying across to the WordPress editor. Also, you might be wondering about images. Images don’t copy across either, but you should generally upload those separately anyways. Images should be compressed, as well as strategically naming the file for SEO purposes. That’s right, even image files names matter when it comes to SEO.

Google Docs to WordPress

It’s kind of surprising that these issues are still happening 2017, and we are curious why they aren’t being discussed more in the WordPress community. We personally know a lot of you writers out there are using Google Docs. We use it as well. Thankfully, there are a few tricks you can use to make your workflow from Google Docs to WordPress less painful and streamlined.

1. Trick to Clear Formatting

The first little trick is a little weird, but it works, and involves a simple copy and paste a couple times along with utilizing the clear formatting button. Follow the steps below to get quickly clean up the formatting.
Retain Google Docs to #WordPress formatting with this simple trick! 😂 Click to Tweet

Step 1

Copy and paste the contents from Google Docs into your WordPress Visual Editor as normal. Select your text and copy it again to your clipboard.

copy contents in wordpress
Copy contents in WordPress editor

Step 2

It sounds weird, but create a new temporary blank post draft by clicking into “Add New” under posts in your dashboard. Then paste the content again from your first post that you just copied. When you paste this the second time it will automatically clean up the extra line breaks.

temporary draft wordpress
Temporary draft in WordPress – No more line breaks

Step 3

Then copy and paste the contents from your temporary draft back into your original post. Highlight all of the content and click on the “Clear formatting” button in the visual toolbar editor. This will remove the span styles, and font weights. This trick retains all of the headers (h1, H2, H3, etc.). The only thing it doesn’t retain is the bold. If you need to retain every 100%, then check out trick 2 and 3.

WordPress clear formatting
WordPress clear formatting
And here is an example of the text and or code view after the steps above. As you can see, it is as clean as a whistle.

clean formatting text view
Clean formatting text view
Now you can continue to work with writers and bloggers using Google Docs and it won’t slow down your workflow. All it takes is a simple copy and paste a couple times and using the clear formatting button.
For some of you, this may not matter that much. But for those of you who use both Google Docs and WordPress a lot, this might just be a lifesaver! We use this trick ourselves every day. When we originally went to find a solution we even were going as far as converting to Markdown and then moving back into WordPress. Little did we know, all it took was a simple copy and paste, plus clearing the formatting, which gets you to almost near perfect.

2. Use Wordable to Easily Move Google Docs to WordPress

The second option you have is to use a premium service called Wordable. This was actually created for the very problem we described above, and that is, there has not been a good solution to move Google Docs to WordPress. Basically with Wordable you can draft and collaborate in Google Docs as normal. When you are ready, there is a one-click button import to your WordPress site. It retains all your tags, headers, bold, bullets, italics, and even your images.
They have a free plan which allows you to give it a try. It comes with unlimited free exports for 24 hours and 2 free exports after that. You can hook it up to one WordPress site. If you need more exports and the ability to export to multiple WordPress sites the premium version is $19/month. While this does sound costly, if you use Google Docs on a daily basis, this service definitely pays for itself.
The two possible cons for some is that you have to give them access to your Google Drive as well as your WordPress site (with the plugin). This might be an issue for those concerned with security. We would personally love to see a 3rd party, standalone exporter. Follow the steps below on how to easily export from Google Docs to WordPress.

Step 1

Sign up over at Wordable for a free account. It will ask for permission to your Google Drive.

Step 2

Add your WordPress site under Settings and download and install the plugin.

Step 3

Search for the document in your Google Drive list and click on “Export to WordPress.” This will create a draft of the article on your WordPress site.

wordable export to wordpress
Wordable export to WordPress

Step 4

Click on the “Published as Draft” link or visit your WordPress dashboard to examine the post.

Wordable draft
Wordable draft
And here is how it looks in the WordPress editor. All the formatting came across perfectly, no extra code. And even the image came across.

exported google doc to wordpress
Exported google doc to WordPress
Also, as far as the images goes, when you upload an image to Google Docs, it actually does retain its filename. So if you instruct writers beforehand to name their images for SEO purposes, it will then follow through if you are exporting using Wordable.  Otherwise, if they don’t. We would recommend re-uploading all of your images, which could be a pain.

Wordable image file names
Wordable image file names
Images exported from Wordable also go directly to your WordPress media library which means they can be compressed with a third party image optimization plugin. As you can see, Wordable can be a very fast and effective option if you need something to export from Google Docs to WordPress and retain all the formatting.

3. Jetpack and Chrome Extension

Another solution is to use Jetpack, along with their free Chrome extension. One thing to be aware of though is that JetPack does add additional requests to your site, and it requires things such as XML-RPC and the JSON API to be enabled for it to function.

jetpack plugin
Jetpack plugin

Step 1

You can download Jetpack from the WordPress repository, or by searching for it within your WordPress dashboard under “Add New” plugins.

Step 2

Upon activation you will need to connect Jetpack to

connect jetpack to wordpress
Connect Jetpack to

Step 3

Then install the free to Google Docs Chrome extension. You will have to give it permission to access your documents.

Step 4

Then in Google Docs click on “Add-ons” and select “ for Google Docs.” Then on the right hand side you can click on “Save” and it will create a post in your WordPress site.

jetpack export google docs to wordpress
Export Google Docs to WordPress with Jetpack
And here is how it looks in the WordPress editor. All the formatting came across perfectly, no extra code. And even the image came across, along with the image filename.

Google Docs Jetpack example
Google Docs Jetpack example

4. Give Writers a WordPress Account

The last option you have is to simply create WordPress accounts for your writers and require that they create everything entirely within the WordPress editor. For some, this might be a better solution, but there are also a lot of companies that don’t want to have to worry about managing author accounts.
WordPress essentially contains six different user roles. For authors and writers you will probably want to choose one of the following, based upon what you want them to have access to:
  • Author: somebody who can publish and manage their own posts.
  • Contributor: somebody who can write and manage their own posts but cannot publish them.
To create an account for a writer simply click on “Add New” under Users in your WordPress dashboard and assign the role you want them to have.

give writer wordpress account
Give writer access to your site
You could even take this a step further with a permissions plugin like the User Role Editor. But even with correct roles and permissions setup, letting more people access to your WordPress dashboard still weakens your overall security. Just make sure you are careful when adding accounts for people you don’t know.


If you work with writers who use Google Docs a lot, or perhaps you are a writer, hopefully, one of the above tricks and recommendations will help speed up your workflow. And perhaps one day we can simply copy and paste directly from Google Docs to WordPress without having to do anything! The team at Wordable definitely have the right idea going.
What are your thoughts? Have you struggled with the Google Docs formatting issue as well? If so, let us know below.

नई दिल्ली: चाइनामैन गेंदबाज कुलदीप यादव भारत के लिए वन-डे खेलने वाले 217वें खिलाड़ी बन गए हैं. कुलदीप यादव को वेस्टइंडीज के खिलाफ पोर्ट ऑफ स्पेन के क्वींस पार्क ओवल में खेले गए पहले वन-डे में पदार्पण का मौका मिला. 22 वर्षीय कुलदीप यादव को इस साल मार्च में धर्मशाला में ऑस्ट्रेलिया के खिलाफ टेस्ट करियर शुरू करने का मौका मिला था. कुलदीप ने इंटरनेशनल क्रिकेट में अपना आगाज धमाकेदार तरीके से किया था. पहली पारी में ही उन्होंने डेविड वॉर्नर, शॉन मार्श, पीटर हैंडस्कोम्ब और मैक्सवेल को आउट कर ऑस्ट्रेलियाई टीम को चारों खाने चित कर दिया था. हालांकि, पदार्पण टेस्ट के विपरीत पदार्पण वनडे में कुलदीप यादव को बल्लेबाजी और गेंदबाजी दोनों में ही करिश्मा दिखाने का मौका नहीं मिला. वन-डे खेलने वाला 217वां प्लेयर: न बैटिंग का मिला मौका, ना बॉलिंग का

पोर्ट ऑफ स्पेन के क्वींस पार्क ओवल में खेले गए मैच की बारिश के कारण एक भी पारी पूरी नहीं हो सकी. विंडीज के कप्तान जेसन होल्डर ने टॉस जीतकर पहले फील्डिंग का फैसला किया. टीम इंडिया ने 39.2 ओवर में 3 विकेट पर 199 रन बना लिए कि बारिश आ गई, जो निर्धारित समय तक में नहीं रुकी. अंत में मैच रेफरी और अंपायरों ने खेल रद्द करने का निर्णय ले लिया. विराट कोहली (31) और एमएस धोनी (9) क्रीज पर हैं. शिखर धवन ने 87 रन (92 गेंद, 8 चौके, 2 छक्के) ठोके. अजिंक्य रहाणे ने 78 गेंदों में 62 रन (8 चौके) बनाए. रहाणे ने चौका और शिखर धवन ने छक्‍का लगाकर अर्धशतक पूरा किया. धवन-रहाणे के बीच पहले विकेट के लिए 132 रनों की साझेदारी हुई, जबकि धवन-कोहली ने दूसरे विकेट के लिए 36 रन जोड़े. युवराज सिंह चार रन ही बना पाए. जेसन होल्डर, अल्जारी जोसेफ और देवेंद्र बिशू ने एक-एक विकेट लिया. (लाइव स्कोरकार्ड)

21 से 39.2 ओवर : धवन शतक से चूके, रहाणे की भी फिफ्टी, मैच रद्द

21वें ओवर में अंतिम गेंद पर चौका लगाकर रहाणे ने फिफ्टी पूरी की. ओवर में आठ रन बने. 23वें ओवर में जोसेफ को छक्का जड़ते हुए फिफ्टी बनाई. ओवर में 13 रन बने. 24वें ओवर में नौ रन बने. 25वें ओवर में अल्जारी जोसेफ ने अजिंक्य रहाणे (62 रन, 78 गेंद, 8 चौके) को होल्डर से कैच करा दिया. 26वें और 27वें ओवर में 15 रन बने, जिसमें धवन का एक छक्का भी शामिल रहा. 28वें और 29वें ओवर में नौ रन बने. 30वें और 31वें ओवर में 10 रन बने. 32वें ओवर में देवेंद्र बिशू ने जमकर खेल रहे शिखर धवन को 87 रन (92 गेंद) को पगबाधा आउट कर दिया. 33वें और 34वें ओवर में कुल छह रन बने. 35वें और 36वें ओवर में 10 रन बने. 37वें ओवर में होल्डर ने युवराज को चार रन पर ईविन लेविस से कैच करा दिया. 37वें और 38वें ओवर में पांच रन बने. 38वां ओवर खत्म होते ही बारिश आ गई और खेल रोकना पड़ा. काफी देर बाद खेल फिर शुरू हुआ. 39वें ओवर में एमएस धोनी के चौके से सात रन आए. 40वें ओवर में दो गेंद बाद ही फिर बारिश आ गई, जो नहीं रुकी और मैच रद्द हो गया.

बचे हुए मैचों का शेड्यूल

दूसरा वनडे : 25 जून, रविवार, पोर्ट ऑफ स्पेन, शाम 6:30 बजे
तीसरा वनडे : 30 जून, नॉर्थ साउंड, एंटीगुआ, शाम 6:30 बजे
चौथा वनडे : 2 जुलाई, नॉर्थ साउंड, एंटीगुआ, शाम 6:30 बजे
पांचवां वनडे : 6 जुलाई, सबीना पार्क, जमैका, शाम 7:30 बजे
एकमात्र टी-20 : 9 जुलाई, सबीना पार्क, जमैका, रात 9:00 बजे

Nokia 6 Is Coming! Is It Worthy Enough? Best Alternatives You Can Get Under 15,000
In less than two weeks from now, Nokia 6 will go on sale. Unsurprisingly, it has received over a million registrations on Amazon India. Nokia phones ride high on nostalgia and and remind you of the phones of yore. But is Nokia 6 worth the hype?
With a set of decent specs and an average processor, Nokia hardly offers a value-for-money device. But, it does pack in a list of interesting features, and also the first-time Android OS under the hood.
What Makes Nokia 6 Good?
When compared to other premium devices at this range, Nokia 6 has only a handful of things to offer.

Sharp Display
The 5.5 inch Full HD display is crisp with good brightness, sharp contrast and great sunlight legibility.

Premium Build
On the outside, Nokia 6 has a premium metal built (aluminium) which can be compared to some of the more expensive flagships.

Audio Output is Great
With a pair of stereo speakers, the spatial audio output on Nokia 6 is surprisingly good. The overall audio quality is well above average.

Better Battery
Nokia 6 offers a pretty good battery life too with average usage. It can easily last for a whole working day.

What Makes Nokia 6 not Worth the Price?
Nokia 6 loses out on a number of things, that it’s competitors are offering at this price (some, costing even lesser).

User Interface
The UI on Nokia is a bit lacklustre. The bluish circular icons are very difficult to differentiate, and overall the interface is bit complicated.

Average Camera
Both the rear and front cameras are low on contrast and colour saturation. Details are average, but the image quality isn’t good at all. The videos too suffer from low contrast and detailing.

Downgraded Processor
The Snapdragon 430 chipset is a little dated. Though the UI works fine with the navigation and basic tasks, but Nokia 6 loses out on smoothness when it comes to intense multitasking. At this price, at least a Snapdragon 625 or Snapdragon 630 would have been a better choice.

Best Alternatives to Nokia 6
At the same price as the Nokia 6, there are a number of better alternatives, which outperform Nokia 6 by quite a few miles.

Redmi Note 4
With a metal unibody design and Snapdragon 625, this device outperforms any phone at this price range. With an above average camera, better processor and mammoth 4100 mAh battery, it performs like a beast.

Moto G5 Plus
The newest phone from the Moto G series, the Moto G5 Plus comes with a Snapdragon 625, and performs really well with multitasking. But the best part is the camera. Moto G5 Plus easily has the best camera in this price range. It runs Android 7.0 Nougat out of the box.

Honor 6X
The Honor 6X with a dual-camera and octa-core processor has a lot to offer. It has a good battery, and supports fast charging. It supports VoLTE and runs Android Marshmallow.

Detailed Comparison

Nokia 6Xiaomi Redmi Note 4Motorola Moto G5 PlusHonor 6X
Display5.5 inch full HD5.5 inch full HD5.2 inch full HD5.5 inch full HD
ProcessorQualcomm Snapdragon 430 octa-core processorQualcomm Snapdragon 625 octa-core processorQualcomm Snapdragon 625 octa-core processorHiSilicon Kirin 655
Rear Camera16-megapixel13-megapixel12-megapixelDual 12-megapixel + 2-megapixel with LED flash
Front Camera8-megapixel5-megapixel5-megapixel8-megapixel
OSAndroid NougatAndroid MarshmallowAndroid NougatAndroid Marshmallow
PriceRs 14,999Rs 13,999 (Top Variant)Rs 14,999 (Top Variant)Rs 12,999

Google Adsense Approval
Google AdSense is the best and probably the most effective way to monetize your blog or website. What most people fail to realize is that Adsense is still a very viable option for earning a living online. A few years back, it was not that tough to get approved for Google Adsense program. A few 15-20 published articles with 250-300 words each was enough to use AdSense Program on website. However, since 2015 Google has conducted a new policy. The content should be unique as well as rich in both quality and content along with plagiarism free. You probably have realized now that low-quality duplicate would wouldn’t work for AdSense Program. In this article, we will learn the basic guide to get Google AdSense Approval in simple ways.

Let’s get started!!

Google Adsense Basic Requirements
  • Your website or blog should be at least 6 months old.(newly blogs only from Europe, USA, Canada are accepted).
  • Your site should not contain any adult content.
  • Your site should not contain any copyrighted pictures, videos or links to sites that violate google policies and guidelines.
  • Never copy and paste content from other websites. Always post new original content.write content rich pages.
  • You should post at least 20 to 30 content rich pages before applying.
  • You must be at least 18 years old.
  • Your site should have a good navigation system that can link all the pages of the blog from the homepage.
  • Include an about author page with your original photo.
  • Copyright your content.You can signup in myfreecopyright to copyright your contents for free.
  • Get some daily visitors through google search.I think the page views are not given much consideration.The content is all.
What Is Your Age :
App ka age kam se kam 18 years old hona chahiye. Kyu ki agar aap ki age 18 years ke kam hai. To app adsense ke liye apply nahi kar shakte hai. Ish case me aap apne parents se puch kar. Un ke naam se adsense account open kar shakte hai.

Lastly, you must have a Google account, adsense is a product of Google likewise Youtube, Blogger host, Gmail, Drive, Docs and others. In order for you to be eligible for the application you also have to be up to the age of 18; this factor is important because blogging is a job and likewise other jobs taxes and legal tenders are involved.

What Is Your Blog Domain Age :
Google ke guideline ke hisab se Asian countries me adsense ke liye kuch restriction kiya huwa hai. Un ke hisab se aap ka site kam se kam 6 months old hona chahiye. Tab hi ja kar aap adsense ke liye apply kar shakte hai. But agar aap ke blog ke sare ke sare content high quality ke hai. Aur aap ke content me kuch naya aur accha jankari share kiya gaya hai. To aap apne blog pe 1 months me hi adsense approved karwa shakte hai.

According to Google, approval guidelines goes along with website age. But I have found this to be only important when you are applying adsense for regions like Africa and Asia. The reason why most bloggers complain of not getting Nigerian adsense or Pakistani adsense is because of their website’s age but if you are applying for UK/USA adsense you shouldn’t bother much about this.  I got UK adsense approval this month with a 5 days old website. Prosper Noah gave a tutorial last month on applying for UK/USA adsense.

Top Level Domain :
Adsense account approved karwane ke liye ek Top Level Domain ka bahut bara haath hota hai. Kyu ki google ko lagta hai ki aap apne blog ke prati serious hai. Jis ke karan adsense account jaldi se approved ho jata hai.

Your website is the core factor in becoming an adsense publisher; Before taking up the bold step to apply for adsense you need to have a website. There are many places you can make your own website using different platforms.

Write High-Quality Contents :
App jab bhi koe article likhe to us me humesa High-quality content ka use kare. High-quality content ka matlab ye huwa ki aap jo kuch bhi likh rahe hai. Wo dusro se aalag ho aur kahi se bhi copy na kiya gaya ho.

Agar aap ko lagta hai ki aap kisi dusre ka content copy kar ke adsense account approve karwa lege. To ye soch apne dimag se nikal dijiye. Kyu ki google aap ke index huwe her ek page ko check karta hai. Waise bhi aap kisi dusre ke mehant ko apna kaise kah shakte hai.

The most important thing for Google AdSense Program is quality contents, a decent number of articles (preferably 40+ articles), and unique contents. Traffic from a search engine is less important for the program. Moreover, if your website contents are in English, write in plain English that is humanly understood. Since Google is very strict these days, they check each and every article.

Try to include 3-4 articles of more than 2000 words each. The more quality contents, the better and faster chances of approval.

Sufficient Contents or Posts
Yesa kahi bhi nahi likha huwa hai ki. Adsense me apply karne ke liye. Aap ke blog me itne post ki jarurat hai. But ha app ke blog me kam se kam sufficient post to hona hi chahiye. Maan lijiye ki agar aap ne 500 – 700 words ka ek post likha hai. To aap ke blog me kam se kam 20 se 25 post to jarur hone chahiye. App jitne jayada words ke content likhege approval ke chances bhi utna hi jayda badh jate hai. Ish liye post likhte samay content ke upper jayada dhyan de.

This section sums up the adsense approval requirement. You must have quality content on your website. This is where most so-called “adsense experts” will urge you to publish many articles. They will tell you that you need lots of contents in order to get approval. Funny enough, a friend of mine followed this false positives, wrote up to 300 articles, applied for adsense and was disapproved. Google said he has insufficient contents. But how is that possible? he followed the “expert’s” concept! he has lots of articles, infact 327 articles and Google still told him he has insufficient contents.

Sad indeed! Google doesn’t crawl your website by the number of articles you have. No! they don’t. Google crawls your webpages individually sorting it out based on the number of words in each article. This is what those “experts” won’t tell you since they have the strong belief that Google will review the number of contents your website has rather than the number of words in each content.

Don’t Write Illegal Content
App kabhi bhi apna blog ya website adult content, hacking, cracking, gambling, casino or drug content ke upper na banaye. Kyu ki Google in sab content ko pasand nahi karta hai. Agar aap ke blog me in sab se related kuch bhi content hai. To aap un sab content ko remove kar ke hi adsense ke liye apply kare.

Don’t Use Copyright Materials
App kabhi bhi kisi dusre ka content copy kar ke. Apne blog me paste ka kare. Kyu ki wo aap ka content nahi hai. Yesa karne se aap ka kabhi bhi adsense account approve nahi hoga.

Websites that are liable of copying contents from other webpages without proper reference will not be approved for their program. Because of this, websites having duplicate contents from another website usually don’t get approval.

Create Some Important Pages
Apne blog me Contact, About Us, Disclaimer, Privacy Policy ka page to jarur banaye. Agar aap ye sare page apne blog me add kar dege. To adsense account approved hone ke chances bahut jayada badh jate hai. Kabhi kabhi kuch blog in sare page ke bina bhi approved ho jate hai. But wo luck ki baat hoti hai aur luck humesa to aap ke saath nahi rah shakta.

Ish liye in sab pages ko apne blog me jarur dale. In pages ko add karne ka dusra fayda ye bhi hai ki. App ke Visitors ko aap ke site ke bare me jankari mil jati hai. Aur visitors ko bhi lagta hai ki aap ka blog ek trustable aur professional blog hai.

User Friendly Design
App apne blog ka design user-friendly rakhe. Matlab aap ka blog mobile friendly hona chahiye. Aur us me navigation to jarur hone chahiye. Taki aap ke visitor aasani se aap ke blog ko padh shake. Aur un he jis page pe jana hai waha ja shake. Bekar ke widgets to apne blog me bhul kar bhi na lagaye. Kyu ki us se aap ke blog ka loading speed badh jata hai.

User-friendly themes have Google’s love with them that is why you ought to use a theme that is clean and responsive. There are lots of themes for this and I personally use Sahifa theme for WordPress and News52 Template for Blogger. 

Remove Other Ad Networks
Adsense bahut sare advertising networks ko support nahi karta hai. Ish liye adsense me apply karne se pahle. Agar app koe dusra ads network use kar rahe hai, to use remove kar de. Taki approval ke chances aur jayada badh jaye.

Agar aap dusre network ka ads nahi hatate hai. To ho shakta hai ki aap ka adsense application bhi reject ho jaye.

Google doesn’t like competition and when it comes to business no one likes it as well. To avoid your chances of getting approved from deducing remove all forms of third-party advertising networks from your website. Whether Medianet, Propeller Ads, Adrolls, Adnow, PopAds, Chitika, and many others; Just remove them and make your website free from adverts. If you want to get an edge above on how to get adsense approval fast then please discard these third party Ads from your website before applying.

Language Support
Google adsense bus kuch hi language support karta hai. Jis me se Hindi bhi ek hai. Ish liye aap jab bhi koe blog banaye. To ye jarur jaan le ki adsense kaun si language support karta hai. Usi language ke upper hi apna blog banaye.

Google approve websites that are in certain languages and they also don’t approve others. This means to be part of adsense program your website must be in a supported language.

Don’t Use Paid Traffic
Google ko real visitors pasand hai. Matlab wo visitors jo search results ya social networking sites se aate hai. Agar aap apne blog ke kiye traffic purchase karte hai. To adsense account approval ki baat to door ki hai. Agar aap ka adsense account approved bhi hai. To use disable hone me jayada samay nahi lagega.

Per day agar aap ke site pe 50 – 100 visitors bhi aate hai. To aap adsense account ke liye apply kar shakte hai. Aap ko visitors ki chinta karne ki koe jarurat nahi hai. Kyu ki agar aap High-Quality Contents wale post apne site pe publish karege. To visitors apne aap aap ke site pe aane lagege. Waise bhi adsense aap ke site ka content dekhta hai visitors nahi.

Google won’t accept any website in any form of traffic exchange program such as pay-to-click or Email Spam. Hence, traffic source is a major factor to note.

These four policies listed above are the most important for you to get adsense approval fast, you have less to worry about the others.

Adsense Terms and Conditions
Adsense me apply karne se pahle Adsense ka Terms and Conditions ek bar jarur padh le. Ish ki madad se aap bahut hi aasani se apna adsense account approved karwa shate ho.

But phir bhi aap ko approval ko le kar koe bhi problem aati hai. To aap hume contact kar shakte hai. Aur agar aap ka ish post se related koe sawaal hai. To app hume comment kar ke puch shakte hai.

Google set alot of guidelines concerning the websites of publishers in the network and if you want to know how to get adsense approval fast you must be compliant of all.

Create XML Sitemap and Robots.txt Page
To get Google AdSense Approval, it is necessary to add sitemap and robots.txt files for your website to get a trust from Google. If you are using WordPress, there are chunks of free sitemap plugins that you can install on your website. It’s a few clicks install. Creating the robots.txt is easy as well.

It is important to know that sitemap and robots.txt are not the direct factors for Google AdSense Approval. Instead, they are trust factors. Adding sitemaps on your website help search engine bots to index your site faster while creating robots.txt file will eradicate unwanted junks in Google.

Important Pages
Now, this is a crucial factor for Google AdSense Approval in less time. Google checks the authenticity of the site before you signup for the AdSense Program. Make sure you have following pages appearing on your website.
  • About Page
  • Contact Page
  • Privacy Policy and Terms of use Pages
  • Disclaimer Policy
In the “About” page, openly mention who you are, what’s your website’s motive, and why this site is made. In the “Contact” Page, do not forget to place your address and email so that visitors/customers can easily reach out to you. Or may be contact form as well.

Final Words
So these are the most important tips to get your Google AdSense Approval in no time. Follow these tips precisely and see your website gets approved by yourself. The worst thing you could do before applying to AdSense is to have low quality articles, bad blog layout & design, and missing important pages.

Many people fail to be eligible for this program for the first time. Google always gives an accurate reason for your AdSense Program disapproval. Study them thoroughly and improve/update your blog. Eventually, you can monetize your blog with AdSense Program after the approval. The thing is you mustn’t lose hope. There are always other Highly Paying AdSense Alternatives available if you ever think AdSense Program is not for you.

Now here’s what I want YOU to do.
  • Click on social sharing buttons below and share this post with your friends, I’m sure they’ll love it!
  • Comment below and let me know your story about getting AdSense approved. If you have any questions feel free to ask.

Satish Kumar

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